I would like to welcome you to my website.

I trained and worked as a professional accountant (CPA) and obtained an MBA from the University of British Columbia, now Sauder School of Business, concentrating in finance and investments at first class standing.

I worked in the financial and securities industry for the last thirty years in various roles but principally as a stockbroker and portfolio manager of private client accounts in Malta and as portfolio manager of client accounts and investment funds in Ontario.

The firm I founded,  Azzopardi Financial Services, which included stockbroking, investment management and insurance broking companies, sponsored and advised on the issue and listing of equity and debt securities by Bank of Valletta p.l.c., Tumas Group, Simonds Farsons Cisk plc, and various other companies on the Malta Stock Exchange.  It sponsored the investment funds in Malta issued by Valletta Fund Management as well as acted as sponsor, compliance agent and main distributor for the offshore investment and money funds issued by Lloyds TSB Bank plc of the UK.

A few years ago, using my research, I developed a model to invest in Exchange Traded Funds (ETFs) to provide “do-it-yourself” investors with a robust and widely diversified portfolio at minimal cost.  This service is simple to use and is available on subscription from Pinna Publishing Inc. via an electronic newsletter

You can read more about my investment approach and how it developed here.

My main interests today centre around investment systems, the development of investment and financial products, corporate strategy, and compliance.

I have always been a firm believer that individuals should take an active interest in their investments and I have therefore been active in writing, lecturing and broadcasting about investments since the start of my career.

You can find information about my three books here.

I currently serve as director on the boards of Bank of Valletta p.l.c. , Bank of Valletta Asset Management Ltd. , and Bank of Valletta Fund Services Ltd.


I can be contacted by Email at


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